There are few types of insurance and investments available which can provide tax free income by the way of survival benefits /staggered maturity / interest / dividends / long term redemptions from equity mutual funds. You need to select the best suited option depending upon your age, investment horizon, risk appetite and enjoy the tax free income.
Debt Funds are becoming an increasingly widespread rival to the hallowed FD.
What does emergency funds look like? Start by estimating your costs for essential expenses, such as: Housing, Food, Health care (including insurance) Utilities, Transportation, Personal expenses, Debt servicing (EMIs).
There are 5 types of equity funds which can be chosen for long term wealth creation. However, one should evaluate the basic risk involved in each of these fund categories.
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